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1st Circuit upholds ERISA plan’s self-reported symptom limit

Benefits terminated for participant with chronic fatigue, fibromyalgia

The administrator of a benefits plan governed by the Employee Retirement Income Security Act could apply a self-reported symptoms limitation to terminate the long-term disability benefits of a plaintiff who suffers from Chronic Fatigue Syndrome and fibromyalgia, the 1st U.S. Circuit Court of Appeals has determined. Defendant Unum Life Insurance terminated the LTD benefits of plaintiff ...

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